San Francisco Real Estate Properties

Marina neighbors know and?tourist’s books show that there is an?island on the Lagoon at the Palace of Fine Arts.?

Yet, it is worth knowing what the coveted 2000 block of Jefferson has been touting for decades…and that is, there is another island in the Marina District of San Francisco.

Over the years, these neighbors have shared and accumulated?documentation showing that they are living on top of an?”ancient island” that was mapped as early as?1789,? just off of?”Wash Woman Cove”.

These neighbors know the “ancient island” as “Strawberry Island” surrounded by an estuary to the West and South West and the Bay to the North and North East?extending over portions of 10 blocks in the?Marina.?

The National Geologic Map Data Base for the Marina also shows “Strawberry Island” as “Qb” made up of coarse gravel and large cobble stones.

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This little bit of Marina trival is worth?knowing, if you live on “Strawberry Island”.

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Since the?California Academy of Sciences in Golden Gate Park newly re-opened in September 2008, everyone has been anxiously waiting for their neighborhood’s zip code’s?free day.

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Mark your calendar as your zipcode’s 3 free days only come twice this year.

On the Northside of the city in zip codes 94115 (Pacific Heights,? Lower Pacific Heights, and Western Addition), 94118 (Presidio Heights, Laurel Heights, Jordan Park, Lake Street, Lone Mountain and the Inner Sunset) and 94121 (Sea Cliff,?Central and Outer Richmond) and 94129 (The Presidio), the free days are May 15-17 and October 2-4, 2009.

On the Northside of the city in zip codes 94123 (the Marina and Cow Hollow), 94115 (Russian Hill) and 94133 (North Beach and Telegraph Hill) ,the free days are May 29-31 and October 16-18, 2009.

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Go green and take the bus.? And start early the Academy opens on Friday and Saturday at 9:30 AM and on Sunday they open at 11:00AM.

From the West end to the central Northside of San Francisco, the bus ride easy and?scenic.

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Don’t forget to?provide?your proof of residency by either having with you, a postmarked envelope, postcard, or magazine with?your name and date. a driver’s license that was issued in the last 6 months, or?utility bill (i.e. PG&E?or cable), bank statement, or letter from?a government agency that has your name and?address.?

Go with a?friend?from the neighborhood and enjoy your free days together this spring….otherwise you will have to wait until October for your next free days.

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It is May… and finally at last, the?”jumbo conforming” loans (up to $729,750) are now available and ironically just as?the new?appraisal rules (for lending) come into play this month.?

On the Northside of San Francisco the median asking price for Condos?is now $1,095,000 and for Homes, it is now?$3,495,000.

For stellar buyers that have been eyeing?prime located Condos and/or Homes in “done” condition?on the Northside of San Francisco, they are?now able to take full advantage of? a “jumbo conforming” loan (up to) $729,750 at an?attractive rate below 5% that the Fannie Mae & Freddie Mac “conforming” loans (up to $417,000)?have been touting?for some time now this year.

Under Fannie Mae & Freddie Mac guidelines on the Northside of San Francisco:

29 Condos out of 179 Condos on the market have asking prices of $556,000 or less. Buyers for these 29 Condos are able to take full advantage of the lowest interest rates with 25% down payment and the “conforming” loan amount of $417,000.

An additional 52 Condos out of 179 Condos on the market have asking prices between $556,000 and $973,000.? Buyers for these 52 Condos are?able to take?full advantage of the lowest interest rates with 25% down payment and the?”jumbo conforming” loan of $719,750.

There is only one home out of 64 homes on the market is?asking price below $912,000 for Buyers to?take full advantage of the lowest interest rates with 20% down payment using the “jumbo conforming” loan amount of $719,750.

With the new appraisal rules, appraisers will be an “arms-distance” from the lender and a “done” condition will be a Seller’s best defense in getting an accepted offer closed.

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